Merry Christmas from the Staff at Ty J. Young, Inc.

Merry Christmas from the Staff at Ty J. Young Inc.

“For unto you is born this day in the city of David a Savior, which is Christ the Lord.

 And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes, lying in a manger.

 And suddenly there was with the angel a multitude of the heavenly host praising God, and saying,

 Glory to God in the highest, and on earth peace, good will toward men.”

Luke 2:11-14

Merry Christmas from the Staff at Ty J. Young, Inc.!

Star Wars? Star Trek? No – Future Tech … The Sci-Fi Race We Need to Win

Star Wars? Star Trek? No – Future Tech … The Sci-Fi Race We Need to Win

Despite geopolitical conflict abroad, and the right/left political turmoil at home, we live in an amazing time to be alive.  The advances in technology making our lives easier and the world better are growing at an exponential rate each day.

This technology can have a positive or negative impact based upon their use.  Video games morphing into virtual reality can affect our children greatly – but adults control the on and off switch.  Media giants can make shopping, retail interaction, and access to information easier and more efficient, but they can also be used to spy on us.  Much of the advances in our daily lives over the centuries have had a profound impact … the “Industrial Revolution” changed our way of life through automation, the use of steel, electricity, and the advancement of our standard of living. The “Information Age” did much of the same – the microchip helped businesses become more efficient, and households could automate their own lives with the personal computer.

The jury is still out, however, on the new era that we are living in.  The TechCrunch blog calls it the “Experience Age”. Everything is being “experienced” through touch screens, virtual reality, and network connectivity.  While the standard of living leap-frogged through the Industrial and Information Revolutions, you can’t really eat, house, or clothe yourself with the Facebook app.  Will society benefit through the next wave of technological advances?

Regardless of their application to do good or evil, tech will continue to advance.

This week we are looking at the top 5 areas of Future Tech inventions the US needs to win to ensure the benefits to our standard of living, and the American way of life.

Top 5 Future Tech Inventions America Must Develop and Bring to Market Before Anyone Else:

5. Driverless trucks. Before the market is flooded with driverless cars, and the public begins to get used to the idea, prepare for the road-ways to be filled with driverless trucks.  It will be cheaper and more cost effective for companies who need delivery systems and logistics to deliver product to market using the driverless vehicle.  Truck drivers may be going the way of the blacksmith in short order.  The Japanese lead on the technology development but the US is catching up.

4. Space Drones. NASA has initiated contracts with private designers to develop space drones that can operate in a zero-g environment.  From satellite repair to satellite delivery, the commercial applications would be enormous.  The Pentagon will take a keen interest as well.  America does not appear to have commercial competition in this field, but Russia and China have invested heavily in high altitude and satellite warfare.

3. Artificial Intelligence. Facebook constructed two robots and tested the design by allowing them to communicate with one another using a computer code that somewhat resembled the English language.  The two were asked to trade and barter over several items – a hat, some books, and some clothing. Instead, they developed their own language in a matter of minutes and began speaking with one another in a language no one else understood!  The worst nightmares of a Battlestar Galactica episode???  The Japanese have advanced artificial intelligence programs, and thankfully, remain an ally.  China is not far behind.  The US was the leader in the development of AI and enjoyed wide dominance in this field … until the last few years.

2. Passcodes based upon brain waves. Access to your computer, entry to a home, being able to start a car … all and more could use the patterns found in brain waves.  Scientists at Binghamton University in New York have developed “neuro-scanners” that can identify people’s brain waves with a simple scan of the forehead … scariest parts of the Bible anyone?

1. 5G Technology. 5G is listed number one for a reason.  We are currently number three in 5G development, behind South Korea and China.  America’s invention, leadership, and domination of 3rd and 4th generation wireless networks in the last decade added over 4 million jobs and $400+ billion to our GDP.  This new advancement in wireless uses hundreds of microsites to relay data, and digital content transfers at speeds 100 times that of 4G technology.  4G tech uses old school cell towers, sending data up to satellites and then relaying them to your digital device.  Despite the advancement of the technology thanks to US leadership, foreign governments, specifically China, do not have regulatory obstacles preventing the construction of 5G microsites.  In other words, big government, again, is hindering US leadership in the field.  With significant zoning and legal delays that stand in the way of the construction of these immersive “hot spots”, US investors so far have been unwilling in many cases to fund an unknown return on their investment.  Communist China has no such obstacles.

5G represents everything in the digital future:  from “…immersive virtual reality platforms, sophisticated health applications, Smart Cities, Internet of Things (IoT) technology.…”  and much more.  The first country to the 5G finish line will add over $1.5 trillion to overall GDP. Some estimates have the job numbers at over 3 million.  More importantly, the ability to control the battle space will belong to who controls 5G tech, it is imperative the United States prioritize the development and application of this technology.

Future tech is not really in the future – it is here NOW!  And whoever comes up with the next generation of technological innovations – and successfully brings them to market – will dominate the commercial space for decades to come.  In terms of national security, the stakes are even that much higher.

Money and markets are affected by technological advances, and they can and will drive significant volatility.  To maintain a steady growth of your retirement money that is safe, simple, and generates a reasonable rate of return, call now! (877) 912-1919

Merry Christmas America!

America celebrates Christmas in 2017 with unprecedented joy and optimism for the future!

Yes, that is right, we live in the greatest country in the world, in what can be the greatest time in history, and we are Americans with a capital “A”!

Why the unbridled excitement, you ask?  There is the Mueller Russia investigation … the constant assault on the public from an ever-intrusive government … the risk of nuclear war with North Korea … lots of scary stuff for sure.  But the 2017 Christmas season is a time to celebrate with giving and with thanks, and if you focus on the positive, and turn off the mainstream news, this Christmas season can be one of inspiration and joy!

Merry Christmas America!


Top 5 Reasons (in no particular order) that it is Truly a Merry Christmas in 2017!

  1. ISIS Defeated in Iraq. It is rare the U.S. wins a war and few people know about it.  ISIS became the next evolution of Al Qaeda, even more brutal and depraved than the original Bin Laden and Zarqawi versions.  In 2014, they took over large swaths of territory in Iraq and Syria and formed their own country, as well as declaring a Muslim Caliphate.   They terrorized Christian groups throughout the region.  The previous administration had derisively called them “the JV team” and did little to protect minority groups or US citizens caught up in the ISIS movement.  But thanks to significant investments in U.S. air power, a sustained and increased bombing campaign, as well as tactical and special forces support of Iraqi troops on the ground, ISIS has been defeated.  While the long war on terrorism will continue, this round of the “War on ISIS” is over … and we won!
  2. Tax reform is here. The House and Senate passed fundamental Tax Reform and President Trump will sign it into law next week.  Make no mistake, there are better plans they could have implemented.   And without overall governmental reform, we may not see deficit reduction necessary to put a dent in our growing debt problems.  As Reagan famously quipped:  “We don’t have a revenue problem, we have a spending problem.”  But, any reduction in tax rates is welcome, as it returns the money to the people who earned it.  We also could see deficit reduction through improved economic growth creating more tax revenue.  All in all, this is a WIN for the American people and a nice little gift this Christmas season.
  3. The Stock Market at all-time highs. Just consider these numbers – on 11/22 the Dow hit 19,000 … and since then?

1/25                       –              Dow 20,000

3/1                         –              Dow 21,000

8/2                         –              Dow 22,000

10/18                     –              Dow 23,000

11/30                     –              Dow 24,000


And as of this writing we are heading towards Dow 25,000!  Your portfolio has benefitted, the economy has benefitted, and America is back in business!

  1. Economy roaring with GDP now at 3+%.  Another monster quarter could give us the best annual GDP number in a decade.  The removal of hundreds of burdensome regulations, the expectation of meaningful tax reduction, and the belief that free market capitalism will be practiced by the current administration has apparently unleashed those animal spirits held back over the last 8+ years.  This is good for your retirement plan, it is good for employment, and it is good for America!
  2. It’s a Merry Christmas because you can finally say ‘Merry Christmas’. America was founded as a Christian nation by those fleeing religious wars and state-religion in Europe.  If the state was Catholic, so were you.  The beauty of America is that all faiths, and those who do not have a religious faith, are free to live as they choose.  It is called FREEDOM.  But that everyone is free does not change the nature of the holiday – it is a Christian holiday celebrating the birth of Christ!  Political correctness run amok had led to the previous administration and the broader public afraid to use the term “Merry Christmas” and instead replacing it with “Happy Holidays.”  As ludicrous as political correctness has become, it is a breath of fresh air to see and hear people more openly referring to the holiday by its actual name.

So, some great news stories that fueled a great run-up to Christmas 2017!  But the true importance of Christmas is not a time to receive gifts, but a time to give gifts.  It should not be just a commercial enterprise of exchanging gifts with family members, but also the giving to those in need, those who need food, shelter, and clothing.  Let us all pray for our nation, to heal those who are hurting this holiday season, and to find a way to help those that are less fortunate.  That is the true meaning and spirit of Christmas.

As the New Year approaches, it may also be time to give yourself a gift.  Get a free financial review from your Ty J. Young advisor by calling today.  Make sure that while you are enjoying an epic run in your portfolio, you are also protecting those hard-earned gains from any future correction.  Call now! 877-912-1919